GRAVICO has a unique approach to microfinance, micro savings and micro insurance. The central focus of the co-operative’s operation is offering sustainable financial and capacity building services to the economically disadvantaged. Gravico is committed to improving the living standards of the rural poor and ensuring that they are active participants in economic, social and political development of Jharkhand.

Gravico works with underserved communities in the district of Dhanbad. Dhanbad consists of 1348 villages and has a population of 28 lakhs. It is also considered the coal capital of India. Jharkhand the 28th state of India is famous for its rich mineral resources like Uranium, Mica, Bauxite, Granite and also home to some of the poorest communities in India. That makes it all the more important for organizations like GRAVICO to make their presence felt.