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Shanti Devi

Cow rearing | Bhanaspatti, Bihar

Loan Amount Given

Rs.10000

Status of Loan

Repaid

Field Partner

Nav Jagriti

New Beginning For Shanti Devi

Written by Thrishika Kanthraj

The rivers in Bihar change their course often, displacing families that live in close proximity. In and around the village of Bhanaspatti where the Kosi river flows, nearly 200 families have been displaced.

In addition to natural causes, people of this region are constantly on the move as there are few livelihood opportunities. There are almost no working men in the village as many migrate to nearby towns in search of work. This forces the women to depend entirely on remittances from husbands and children, or to undertake income generating activities of their own.

56-year-old Shanti Devi chose the latter. In her association with Nav Jagriti, a Rang De impact partner, she availed a loan of Rs 10,000 to purchase a cow and expand her dairy farming business. However, she decided that it made more financial sense to set up a small grocery shop as there was none selling daily essentials in the village.

Presently, she runs this shop together with her husband. She pays Rs 500 as monthly rent and sells items such as shampoo sachets, small packs of biscuits and chips, paan, chewing gum, chocolates etc. Some of her most loyal customers are children who regularly spend their pocket money at her shop.

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About Shanti Devi before Rang De Loan

An independent lady, Shanti have been rearing cows and selling milk for six years. One challenge she face is that she is limited by the amount of milk she can harvest each time, thus limiting her income, as she only had one cow. She intends to use the loan amount, and her own contribution, to purchase another cow so that she can increase her yield.

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Evaluated 1028 days ago by Soumya and Pramod

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