Centre for Development Orientation and Training

Geeta Devi was doing her daily household chores when we went to meet her. She was making dung cakes for cooking. She has been doing cattle rearing since few years. She availed the Rang De loan amount of Rs5000 and also used her  savings to purchase a buffalo as it fetches more milk with fat but due to some major disease the buffalo died and she was unable to save him. There was a loss in her business.Thereafter she has bought a cow and sells the milk to Milk Samiti which comes to their village regularly at Rs.22 per litre and earns her living. She has two sons and one daughter all of them study in a local government school. She also has a small piece of land where she grows wheat and few seasonal vegetables.She was happy to avail the loan and would like to receive more amount of loan for the second cycle as that would let her buy a good variety of buffalo and fetch her some more income. The loan card and the receipts made quite evident that she repays the money regularly and is aware of the interest rate.

We met Sushila Devi at her residence. She availed a loan of Rs.5000 and bought goats and later she sold them at a good rate for meat purpose.She repays the money timely every month and is quite aware of the interest rates. The loan amount has been utilised fully by her in buying five goats .Her two sons are married and her husband earns the living by doing daily labour work. She wishes for an increased amount of loan in the second cycle to increase her venture at a steady rate.