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Dakshin Budhakhali Improvement Society


Location : West Bengal

Partner Since : 03-11-2010

Founder : Mr. Prasanta Kumar Panda

About DBIS

DBIS started to work for under privileged people such as the urban poor, slum dwellers, rural & tribal poor, destitute women and children to improve their socio-economic condition through microcredit, skill & vocational training, education, and social development programmes through the cooperation of different agencies. The target of the organization is to work with 50000 poor families by 2015 for their overall development.

Kolkata, formerly known as Calcutta, is the cultural capital of India and the commercial capital of Eastern India, located on the east bank of the Hooghly River. The Kolkata metropolitan area, including suburbs, has a population exceeding 15 million, making it the third most populous metropolitan area in India and the 13th most populous urban area in the world. The city is also classified as the eighth largest urban agglomeration in the world. Being densely populated has also resulted in the development of slums and people living in really poor neighbourhoods. DBIS works with the urban slum dwellers to bring about a significant change in their living conditions.

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Borrower Image
Rita has a keen eye for business and realizes she can further increase her profit by the selling utensils. She and her husband received a great amount of help from the Rang De Loan of Rs.5000 as they were able to stock in more utensils and sell them at a good profit margin rate. She struggles hard to meet the expenses. This loan amount has also helped them to procure an own small shop. Her husband becomes the constant support in helping her with the business.She is also aware of the interest rate that she pays regularly on time of the collection for the repayment and  thus, expects for a second loan which can be used along with her savings to expand the utensil business.

Evaluated By : Aritri

Borrower Image
She lost her husband few years ago and since then she has been doing leather bag selling business. This venture helps her to sustain and meet her daily expenditure. She stays alone as her daughter has got married. When asked about the loan she gave a sigh of relief as Rang De loan has helped her to increase the stock of leather materials which is used for making bags. She also stitches cushion covers and other small carry bags of cloth material.She stitches and delivers to the market by every weekend or as per the order. This loan has also helped her doing little saving for herself  which in turn makes her a financially independent woman.

Evaluated By : Aritri

Partnership Summary

Total No. of Loans 228
Total amount disbursed Rs.1,260,000
Expected repayment so far Rs.1,260,000
Amount repaid Rs.1,255,167
Amount delayed Rs.0
Amount defaulted Rs.4,833

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