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Kalighat Society for Development Facilitation


Location : West Bengal

Partner Since : 22-06-2012

Founder : Sri Bharabi Mukhopadhyay

About KSDF

Kalighat Society for Development Facilitation is an NGO based in Kolkata, West Bengal. It is working to eradicate poverty from its target area through comprehensive poverty alleviation programmes involving women leaded Self Help Groups. Micro-finance has been adopted as strategic plan to fulfill the purpose. It operates branches the activities through different branches where an experienced and dedicated team of workers associated. At present the organization implements activities related to SHG promotion & strengthening, micro-credit delivery, skill & vocational training, basic education, providing marketing services, insurance coverage and other social developmental activities.

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Gita Mondol is one of the most active members of Ratandip SHG. Gita is involved in paddy cultivation, to earn a livelihood, in her small field for the past six years. Earlier, she used to take loans from her SHG whenever she was in need of capital to invest in her business. Three years ago, she was introduced to Rang De by our impact partner KSDF. She availed her first loan of Rs.5000 and invested it in her business in buying fertilizer and seeds. She says that was the turning point in her life, she was in the business for the past 6 years but she wasn't able to save enough money to meet household expenses. She has taken three loans from Rang De and two loans repaid fully and another loan is repaying. She also started fish rearing in addition to paddy business. Her husband is helping her in both business. The couple has 2 sons.

Evaluated By : Pramod

Borrower Image
Sanjura bibi hails from a village called Bhatidaha, West Bengal. She ekes out her living by doing paddy cultivation in a small land which she has taken on lease. She has used her first loan to pay the lease amount to the land owner and she also used some amount of money in purchasing seeds. Paddy cultivation is a primary source of income for her family and she makes an average income of Rs.5-6 thousand per month. Being a mother of four children, she thinks that this is her responsibility to take care of the children's education expenses and make them educated, so that they can stand on their own lags. Her husband, Saifudin Khek, also helps in the same business of paddy cultivation.

Evaluated By : Pramod

Partnership Summary

Total No. of Loans 1470
Total amount disbursed Rs.10,953,000
Expected repayment so far Rs.10,924,405
Amount repaid Rs.7,623,491
Amount delayed Rs.3,300,914
Amount defaulted Rs.0

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