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Location : Gujarat

Partner Since : 02-09-2010

Founder : Mr. Bhadresh Rawal

About Prayas

PRAYAS is a voluntary development organization working to help vulnerable groups of society through capacity building activities, natural resource management projects, microfinance programs and livelihood activities. The primary strategy is to provide inputs for building up community-based local organizations to promote long-term sustainability. PRAYAS is getting technical and financial support through partnerships with different NGOs and the government. PRAYAS envisions a society where people have better social and economic opportunities with access to financial services and awareness of rights and duties.

Gujarat, also known as The Land of the Legends, stands bordered by Pakistan and Rajasthan in the north east, Madhya Pradesh in the east, and Maharashtra and the Union territories of Diu, Daman in the south. The district of Surendranagar boasts of 8 industrial estates but many communities are still untouched by development. PRAYAS is making an attempt to change this though its microcredit and development programmes.

Jhabua is a predominantly tribal district located in the western part of Madhya Pradesh. It is surrounded by Panchamahal and Baroda districts of Gujarat, Banswara district of Rajasthan and Alirajpur, Dhar and Ratlam districts of Madhya Pradesh - one of the biggest Indian state in size with an area of 308,000 sq. kms. It is in the backward region of Jhabua that PRAYAS began its operations and continues till date.

Field Updates View All

Borrower Image
Rinkuben is a tie and dye artist who needed working capital to invest in threads, dye and other materials needed for the occupation. While she thinks that it is too early to notice changes in her living conditions and her family savings, she has noted that while she previously earned Rs. 1000 a month, she now earns Rs. 2000 per month. If she avails a loan in the future, she said she would invest in the same business and see it grow even more. 

Evaluated By : Ritesh Kewalramani

Borrower Image
Sarda is a hardworking woman who carries her vegetable stock for door to door sales no matter what the weather is like that day. To support her two teenage children and add to family income, she took a Rang De loan which helped her with the much needed income to buy vegetables in bulk from a wholesaler. From earning Rs. 100 a day, she now earns Rs. 250 per day. Her living conditions have also improved and she can now have a savings.

Evaluated By : Michelle Pinto

Partnership Summary

Total No. of Loans 372
Total amount disbursed Rs.1,860,000
Expected repayment so far Rs.1,860,000
Amount repaid Rs.1,860,000
Amount delayed Rs.0
Amount defaulted Rs.0

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