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Prayas Jhabua

Inactive Partner

Location : Madhya Pradesh

Founded in : 02-09-2010

Founder : Mr. Bhadresh Rawal

About Prayas Jhabua

PRAYAS is a voluntary development organization working to help vulnerable groups of society through capacity building activities, natural resource management projects, microfinance programs and livelihood activities. The primary strategy is to provide inputs for building up community-based local organizations to promote long-term sustainability. PRAYAS is getting technical and financial support through partnerships with different NGOs and the government. PRAYAS envisions a society where people have better social and economic opportunities with access to financial services and awareness of rights and duties.

Gujarat, also known as The Land of the Legends, stands bordered by Pakistan and Rajasthan in the north east, Madhya Pradesh in the east, and Maharashtra and the Union territories of Diu, Daman in the south. The district of Surendranagar boasts of 8 industrial estates but many communities are still untouched by development. PRAYAS is making an attempt to change this though its microcredit and development programmes.

Jhabua is a predominantly tribal district located in the western part of Madhya Pradesh. It is surrounded by Panchamahal and Baroda districts of Gujarat, Banswara district of Rajasthan and Alirajpur, Dhar and Ratlam districts of Madhya Pradesh - one of the biggest Indian state in size with an area of 308,000 sq. kms. It is in the backward region of Jhabua that PRAYAS began its operations and continues till date.

Field Updates View All

Borrower Image
Radha used to take borrow money from local money lenders. She used to find it very difficult to run her business and repay high interest on the loans. Radha has now taken a loan of Rs.7000 through Rang De for her broom and basket making business. We met her at her house. She told us that there is no problem in repaying the loans as the interest rate is very less. This has also helped her improve profit margins. She has used the loan of Rs.7,000 to buy bamboos and tools for business. She buys bamboos from Baroda almost every fortnight. She weaves basket and is able earn Rs. 2000 to 3000 every month. She sells the finished product in village and the sale is high on local market day when she is able to earn Rs.300 in a day. 

Evaluated By : Sangamesh

Borrower Image
Shama has used the loan of Rs.7000 to develop her business. She has stocked her small shop at her home and sells snacks, toffees and other items. She buys the materials from Jhabuha  main market. She is able to earn a profit of Rs.40-50 every day.  The sales are decent  because of nearby school from where children frequent her shop to buy snacks and toffees. Her husband works as driver but his earning are not sufficient to meet all family needs.  There are nine members in her family. The couple has five daughters and a son. We verified the repayment card and till date Shama has successfully repaid five loan installments.

Evaluated By : Sangamesh

Partnership Summary

Total No. of Loans 763
Total amount disbursed Rs.5,673,000
Expected repayment so far Rs.0
Amount repaid Rs.5,673,000
Amount delayed Rs.0
Amount defaulted Rs.0

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