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Rural Education and Action for Liberation


Location : Tamilnadu

Partner Since : 23-06-2015

Founder : Lawrence Arumainathan

About REAL

REAL works to capacitate the rural poor to become more active facilitators, effective enablers in building community based organizations to achieve social justice and equality within the community to make it a reality. REAL works for rural dalit, tribal women, children and aged, who are economically backward, discriminated and vulnerable at all levels.

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Sathiya R belongs to the village of Kattumannarkovil in Cuddalore, Tamil Nadu. She runs a soda shop from an extension to her home, the earnings of which are mostly used to meet the educational expenses of her two children. Since there are very few soda shops in the village, Sathiya is kept busy throughout the day, particularly during the summer. At times, it becomes difficult for her to manage customers, especially during peak hours.

Through regular use, her old soda machine began to malfunction, making it difficult to serve her clients. She realized she would need to start saving for a new one but could only manage to set aside a fraction of its cost. Fortunately, through her connection with REAL (Rural Education & Action for Liberation), Sathiya was able to approach Rang De for a loan to buy a new soda machine.

As we conduct periodic audits to help us assess the impact of our loans, we visited Cuddalore district earlier this year. During the exercise, we were happy to note that the new purchase has helped boost Sathiya’s income considerably and has increased the family’s savings by Rs.1000. She was also able to buy a silver anklet for herself as a result of the increase in earnings.

Sathiya is a very decisive proprietor and knows exactly what she needs to do to keep her business going. She speaks a little English and explains that she would like to make a few more improvements to the shop in the near future. When demand for cool drinks slows down, Sathiya works hard to meet the drop in sales. She wants the very best for her children and is saving up money to educate them well.

Thank you for investing in Sathiya’s loan. Your continued support will help more women such as Sathiya establish profitable small businesses and thereby improve their family’s quality of living. If you would like to help other rural entrepreneurs, please click on the link.

Evaluated By : Lalhriat Chiani, Neha Satish & Sara Khan

Borrower Image
Written by Sara Khan

We were first introduced to Anbarasi during a group meeting with a few Rang De borrowers and federation leaders in Silambinathanpettai village in Cuddalore district of Tamil Nadu.

Anbarasi's radiant smile caught our attention. She easily stood out from the crowd.

When you first meet Anbarasi, she is so full of life that you are surprised when you find out about her difficult life. Anbarasi had recently lost her husband.

Anbarasi and her daughter, a saleswoman, have been working relentlessly to fill the financial and emotional gap that her husband left behind.

Anbarasi is a first time borrower. This means that she had never taken a loan before in her life. Had she gone to illicit sources of lending then she would have been burdened with a high interest rate and barely make anything for herself after the repayment.

Such villages have rarely any alternative to moneylending.

Luckily for Anbarasi, she received her loan from Rang De in December last year. She has been involved in the business of goat rearing for a few years now although she had never had to finance it herself.

Evaluated By : Chiani, Neha & Sara

Partnership Summary

Total No. of Loans 1765
Total amount disbursed Rs.18,224,000
Expected repayment so far Rs.18,224,000
Amount repaid Rs.18,223,502
Amount delayed Rs.498
Amount defaulted Rs.0

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