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Rajasthan Mahila Kalyan Mandal Sanstha


Location : Rajasthan

Partner Since : 28-12-2016

Founder : Sagarmal Kaushik

About RMKM

RMKM is a reputed non-governmental organisation based in Rajasthan, India working for Education and holistic development of Mentally Challenged, Autism, Cerebral Palsy and Multiple Disabled Children and also works for community development and human resource development It primarily works in Ajmer, Pali, Udaipur And Kota districts of Rajasthan. These are the areas in which we work towards a more empower and equitable future: Education and Inclusion : Rehabilitation of persons with a disability,

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Borrower Image
At Rang De, we seek out opportunities to empower rural women by helping them initiate or sustain livelihoods. By engaging in a small income-generating occupation of their own, they become more resourceful, confident and learn to take decisions on their own.

These hardworking women put a great deal of effort into their small businesses so that they can keep earning money for the welfare of their families. When Santara Devi from Padanga in Ajmer district approached us a few months ago, she needed help to keep her small home-based dairy farm going.

Although she lives in a joint family with her parents, three brothers and sister-in-law, Santara Devi is keen on contributing to the household income. As hers is a large family, the additional money from the sale of milk is helpful in meeting small expenses.

Buying a buffalo is a costly affair as its milk has consistent demand in the market. A good breed can cost Rs.75000 or more, making it difficult to pay for upfront. Very frequently our borrowers turn to multiple sources to raise the required money. Santara Devi too, had to borrow from the SHG as well as her neighbours to meet the rest of the buffalo’s cost aside from the Rang De loan.

She now spends most of her earnings on repaying the loans but once business picks up, she is confident of earning a reasonable profit. As Rang De’s interest rates are the lowest available, Santara Devi hopes that more support will be extended to her so that she can earn a better income in the near future.

Thank you for extending your valuable support to Santara Devi and helping her expand her small diary farm. If you would like to help other women from Rajasthan, please click on the link.

Evaluated By : Ahinsa Sharma

Borrower Image
Rahmat Bano is a first-time Rang De borrower from Pinglod village in Ajmer district. She earns a living from rearing buffaloes and running a small kirana shop in her neighbourhood. This she does alongside her regular household chores and caring for her five children.

Since she belongs to a large family, it became imperative for her to engage in an income-generating activity to support her husband. A welder by trade, most of the work he gets is seasonal in nature making his income irregular for most of the year. Thankfully with Rahmat’s help, the family manages to pull through. She earns a good income by selling milk to the local dairy as buffalo milk has a higher fat content and enjoys consistent demand in the village.

For a large-scale dairy farm, a buffalo that stops giving milk does not significantly reduce the income of the proprietor. But for a small entrepreneur such as Rahmat, it means less food on the table. Fortunately, she was able to avail a livelihood enhancement loan from Rang De and used the same to buy a buffalo. She also bought some fodder as this combined with good grazing improves both the quality and quantity of milk.

We were happy to learn that Rahmat’s income has tripled in the past few months. She now earns approximately Rs.9000 per month, has managed to save Rs.2000 and has used a portion of those savings to stock fresh provisions in her kirana shop.

All of this was possible thanks to contributions from individuals such as yourself. Thank you for supporting Rahmat Bano’s micro-enterprise. We hope that you will continue to assist us in our quest to provide affordable credit to underprivileged communities in India. If you would like to help other women from Rajasthan, please click on the link.

Evaluated By : Ahinsa Sharma

Partnership Summary

Total No. of Loans 280
Total amount disbursed Rs.7,410,000
Expected repayment so far Rs.7,355,274
Amount repaid Rs.7,271,107
Amount delayed Rs.84,167
Amount defaulted Rs.0

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